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  • Rates

Rates

 

5.95%

NBTA Credit Union's Prime Rate
The standard rate for lending.

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Mortgages

Rates effective as of 2024-10-24

Closed RatesRate
1 Year4.74%
2 Year4.64%
3 Year4.54%
4 Year4.44%
5 Year4.34%

Open RatesRate
1 Year7.27%
2 Year6.85%
3 Year6.54%
4 Year6.34%
5 Year6.49%
 

Loans & Lines of Credit

We have many different Loans and Lines of Credit based on your needs. Get in touch with our lenders for the best rate and plan for you!

 

Investments

Rates effective as of 2024-10-24

Term Deposits/GICs/RRSPs Rate
Less than one year (Variable) 1.50%
1 Year 3.30%
2 Year 3.25%
3 Year 3.25%
4 Year 3.15%
5 Year 3.35%

 

Savings and Chequing Accounts

Rates effective as of 2024-10-24

Savings Accounts Rate
Member Life Savings 1.50%
Daily Interest Savings 0.05%
Basic Savings 0.10%
TFSA Savings 1.50%

Chequing Accounts Rate
$0-$1,000 0.00%
$1,001-$3,000 0.00%
$3,001-$5,000 0.00%
$5,001+ 0.25%

Account Limits (Default - Contact us to change)  
ATM Withdrawal $500 / Day
InterCredit Union (ICU) Withdrawal     $500 / Day
Point-of-Sale Purchase $5000 / Day
Interac Flash (“tap”) $250 / Transaction
Interac E-Transfer (Sending)

$3000 / Transaction

$10,000 / Day and Week (7 day rolling)

$20,000 / Month (30 day rolling)

Interac E-Transfer (Receiving)

$10,000 / Transaction (and daily)

$70,000 / Week (7 day rolling)

$300,000 / Month (30 day rolling)

 

Get in touch with NBTA Credit Union

Planning calculators

Try our handy calculators to explore how different rates affect your finances.

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Our posted rates are just the beginning. Contact us to discuss your best rate options.

Rates are provided for information only and subject to change without notice. Qualifying conditions apply.