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NBTA Credit Union Interest Rates

Home Interest Rates

Savings Accounts | Chequing Accounts | Term Deposits/GICs | Prime Rate | Personal Lending Rates | Mortgage Rates | MasterCard Credit Cards | Account Limits


Savings Accounts

Member Life Savings 1.50%
Daily Interest Savings 0.05%
Basic Savings 0.10%
TFSA Savings 1.50%


Chequing Accounts

SMARTCHEK Business

$0-$1,000 0.00%
$1,001-$3,000 0.00%
$3,001-$5,000 0.00%
$5,001+ 0.25%


Term Deposits / GICs / RRSPs

Below are our posted rates.  Please contact us for promotional rates available through our partners.

1 Year 4.70%
2 Year 4.35%
3 Year 4.15%
4 Year 4.10%
5 Year 4.00%
Less than one year terms Contact us for rate
Variable 1.50%


Prime Rate

Current Prime Rate 7.20%


Personal Lending Rates

Contact Our Lending Department – 1-800-565-5626 (Toll Free in NB only) or 506-452-1724


Mortgage Rates

Rates are provided for information only and subject to change without notice.

Qualifying conditions apply.

NEW First Home Savings Account (FHSA) – Variable Account

Closed Rates
1 Year 5.60%
2 Year 5.50%
3 Year 5.30%
4 Year 5.20%
5 Year 5.10%
Open Rates
1 Year 7.84%
2 Year 7.41%
3 Year 6.96%
4 Year 6.74%
 5 Year 6.80%


MasterCard Credit Cards

Cash back.  Low rate.  Great rewards.  NBTA Credit Union has a Mastercard to suit your lifestyle.  Click here to learn more. 

Account Limits  (Default – Contact us to change)

ATM Withdrawal                $500 / Day
InterCredit Union (ICU) Withdrawal                 $500 / Day
Point-of-Sale Purchase               $5000 / Day
Interac Flash (“tap”)             $250 / Transaction
Interac Online Payment             $2000 / Day
Interac E-Transfer (Sending)

$3000 / Transaction

$10,000 / Day and Week (7 day rolling)

$20,000 / Month (30 day rolling)

Interac E-Transfer (Receiving)

$10,000 / Transaction (and daily)

$70,000 / Week (7 day rolling)

$300,000 / Month (30 day rolling)