Interest Rates

Savings Accounts | Chequing Accounts | Term Deposits/GICs | Prime Rate | Personal Lending Rates | Mortgage Rates | MasterCard Credit Cards | Account Limits


Savings Accounts

Smart Savings 1.00%
Daily Interest Savings 0.05%
Basic Savings 0.10%
TFSA Savings 1.00%


Chequing Accounts

SMARTCHEK Personal

$0-$999 0.00%
$1,000-$2,999 0.05%
$3,000-$4,999 0.10%
$5,000+ 0.25%

SMARTCHEK Business

$0-$1,000 0.00%
$1,001-$3,000 0.00%
$3,001-$5,000 0.00%
$5,001+ 0.25%


Term Deposits/GICs

 

Non-Redeemable $500 Minimum $10,000 Minimum
1 Year 1.2% 1.85%
2 Year 1.35% 2.15%
3 Year 1.6% 2.2%
4 Year 1.7% 2.25%
5 Year 1.75% 2.5%
Less than one year terms Contact us for rate
Redeemable $500 Minimum
1 Year 0.95%


Prime Rate

Current Prime Rate 3.45%


Personal Lending Rates

Contact Our Lending Department – 1-800-565-5626 or 506-452-1724


Mortgage Rates

Rates are provided for information only and subject to change without notice.

Qualifying conditions apply.

Closed Rates
1 Year 3.050
2 Year 3.150
3 Year 3.30
4 Year 3.40
5 Year 3.50
Open Rates
6 Months 6.95%
1 Year                                         3.190%
2 Year 3.290%
3 Year 3.540%
4 Year 3.990%
5 Year 4.990%


MasterCard Credit Cards

NBTA Credit Union is proud to offer MasterCard with or without Choice Rewards to fit virtually any need. To find out which MasterCard best fits your needs, follow the links below.

Platinum Class with Choice Rewards®
This prestigious card will appeal to your need for convenience, security and sense of adventure.  Also, enjoy  the benefits of an exclusive travel reward program.

Gold with Choice Rewards® / Gold MasterCard
Exceptional convenience with or without a rewards program.  You decide which Gold Card works for you.

Low Fee Gold with Choice Rewards® / Low Fee Gold MasterCard
Gold convenience and features with a low annual fee.

Low Fee with Choice Rewards® / Low Fee MasterCard
A perfect combination of features at the right price.

No Fee With Choice Rewards®
Convenience of a MasterCard with no annual fee.

Student MasterCard with Choice Rewards® / Student MasterCard
A great way to begin building your credit rating early while earning Choice Rewards® points.

Account Limits  (Default – Contact us to change)

ATM Withdrawal                $500 / Day
Inter-Credit Union (ICU) Withdrawal                       $500 / Day
Point-of-Sale Purchase               $5000 / Day
Interac Flash (“tap”) $100 / Transaction
Interac Online Payment             $2000 / Day
Interac E-Transfer (Sending)

$3000 / Transaction (and daily)

$10000 / Week (7 day rolling)

$20,000 / Month (30 day rolling)

Interac E-Transfer (Receiving)

$10000 / Transaction (and daily)

$30,000 / Week (7 day rolling)

$50,000 / Month (30 day rolling)