Interest Rates

Savings Accounts | Chequing Accounts | Term Deposits/GICs | Prime Rate | Personal Lending Rates | Mortgage Rates | MasterCard Credit Cards | Account Limits


Savings Accounts

Smart Savings 1.00%
Daily Interest Savings 0.05%
Basic Savings 0.10%
TFSA Savings 1.00%


Chequing Accounts

SMARTCHEK Personal

$0-$999 0.00%
$1,000-$2,999 0.05%
$3,000-$4,999 0.10%
$5,000+ 0.25%

SMARTCHEK Business

$0-$1,000 0.00%
$1,001-$3,000 0.00%
$3,001-$5,000 0.00%
$5,001+ 0.25%


Term Deposits/GICs

 

Non-Redeemable $500 Minimum $10,000 Minimum
1 Year 0.90% 1.95%
2 Year 1.15% 2.15%
3 Year 1.25% 2.20%
4 Year 1.35% 2.25%
5 Year 1.50% 2.50%
Less than one year terms Contact us for rate
Redeemable $500 Minimum
1 Year 0.65%


Prime Rate

Current Prime Rate 3.45%


Personal Lending Rates

Contact Our Lending Department – 1-800-565-5626 or 506-452-1724


Mortgage Rates

**** Mortgage Campaign Rate:  3.39% 5-year term on purchases/new construction ****

Rates are provided for information only and subject to change without notice.

Qualifying conditions apply.

Closed Rates
1 Year 3.25%
2 Year 3.35%
3 Year 3.50%
4 Year 3.60%
5 Year 3.75% (3.39% new purchase/construction)

 

Open Rates
6 Months 7.25%
1 Year 3.44%
2 Year 3.44%
3 Year 3.89%
4 Year 4.29%
 5 Year 5.14%


MasterCard Credit Cards

Stay tuned for details June 1st.

Account Limits  (Default – Contact us to change)

ATM Withdrawal                $500 / Day
Inter-Credit Union (ICU) Withdrawal                       $500 / Day
Point-of-Sale Purchase               $5000 / Day
Interac Flash (“tap”) $100 / Transaction
Interac Online Payment             $2000 / Day
Interac E-Transfer (Sending)

$3000 / Transaction (and daily)

$10000 / Week (7 day rolling)

$20,000 / Month (30 day rolling)

Interac E-Transfer (Receiving)

$10000 / Transaction (and daily)

$30,000 / Week (7 day rolling)

$50,000 / Month (30 day rolling)