Savings Accounts | Chequing Accounts | Term Deposits/GICs | Prime Rate | Personal Lending Rates | Mortgage Rates | MasterCard Credit Cards | Account Limits
Savings Accounts
| Member Life Savings | 1.50% |
| Daily Interest Savings | 0.05% |
| Basic Savings | 0.10% |
| TFSA Savings | 1.50% |
Chequing Accounts
SMARTCHEK Business
| $0-$1,000 | 0.00% |
| $1,001-$3,000 | 0.00% |
| $3,001-$5,000 | 0.00% |
| $5,001+ | 0.25% |
Term Deposits / GICs / RRSPs
Below are our posted rates. Please contact us for promotional rates available through our partners.
| 1 Year | 4.65% |
| 2 Year | 4.35% |
| 3 Year | 4.10% |
| 4 Year | 4.05% |
| 5 Year | 3.95% |
| Less than one year terms | Contact us for rate |
| Variable | 1.50% |
Prime Rate
| Current Prime Rate | 7.20% |
Personal Lending Rates
Contact Our Lending Department – 1-800-565-5626 (Toll Free in NB only) or 506-452-1724
Mortgage Rates
Rates are provided for information only and subject to change without notice.
Qualifying conditions apply.
NEW – First Home Savings Account (FHSA) – Variable Account
| Closed Rates | |
| 1 Year | 5.60% |
| 2 Year | 5.50% |
| 3 Year | 5.30% |
| 4 Year | 5.20% |
| 5 Year | 5.10% |
| Open Rates | |
| 1 Year | 7.84% |
| 2 Year | 7.39% |
| 3 Year | 6.95% |
| 4 Year | 6.74% |
| 5 Year | 6.79% |
MasterCard Credit Cards
Cash back. Low rate. Great rewards. NBTA Credit Union has a Mastercard to suit your lifestyle. Click here to learn more.
Account Limits (Default – Contact us to change)
| ATM Withdrawal | $500 / Day |
| InterCredit Union (ICU) Withdrawal $500 / Day | |
| Point-of-Sale Purchase | $5000 / Day |
| Interac Flash (“tap”) | $250 / Transaction |
| Interac Online Payment | $2000 / Day |
| Interac E-Transfer (Sending) |
$3000 / Transaction $10,000 / Day and Week (7 day rolling) $20,000 / Month (30 day rolling) |
| Interac E-Transfer (Receiving) |
$10,000 / Transaction (and daily) $70,000 / Week (7 day rolling) $300,000 / Month (30 day rolling) |